<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>17</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">Choudhry, N. K.</style></author><author><style face="normal" font="default" size="100%">Rosenthal, M. B.</style></author><author><style face="normal" font="default" size="100%">Milstein, A.</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">Assessing the evidence for value-based insurance design</style></title><secondary-title><style face="normal" font="default" size="100%">Health Aff (Millwood)</style></secondary-title></titles><dates><year><style  face="normal" font="default" size="100%">2010</style></year><pub-dates><date><style  face="normal" font="default" size="100%">Nov</style></date></pub-dates></dates><urls><web-urls><url><style face="normal" font="default" size="100%">http://www.ncbi.nlm.nih.gov/pubmed/21041737</style></url></web-urls></urls><number><style face="normal" font="default" size="100%">11</style></number><edition><style face="normal" font="default" size="100%">2010/11/03</style></edition><volume><style face="normal" font="default" size="100%">29</style></volume><pages><style face="normal" font="default" size="100%">1988-94</style></pages><isbn><style face="normal" font="default" size="100%">1544-5208 (Electronic)0278-2715 (Linking)</style></isbn><language><style face="normal" font="default" size="100%">eng</style></language><abstract><style face="normal" font="default" size="100%">High copayments for medical services can cause patients to underuse essential therapies. Value-based health insurance design attempts to address this problem by explicitly linking cost sharing and value. Copayments are set at low levels for high-value services. The Mercer National Survey of Employer-Sponsored Health Plans demonstrates that value-based insurance design use is increasing and that 81 percent of large employers plan to offer it in the near future. Despite this increase, few studies have adequately evaluated its ability to improve quality and reduce health spending. Maximizing the benefits of value-based insurance design will require mechanisms to target appropriate copayment reductions, offset short-run cost outlays, and expand its use to other health services.</style></abstract><accession-num><style face="normal" font="default" size="100%">21041737</style></accession-num><notes><style face="normal" font="default" size="100%">Choudhry, Niteesh KRosenthal, Meredith BMilstein, ArnoldUnited StatesHealth affairs (Project Hope)Health Aff (Millwood). 2010 Nov;29(11):1988-94.</style></notes></record></records></xml>