@article {606650,
	title = {Structuring Mortgages for Macroeconomic Stability},
	journal = {Journal of Finance},
	volume = {76},
	number = {October},
	year = {2021},
	pages = {2525-2576},
	author = {John Y. Campbell and Nuno Clara and Jo{\~a}o F. Cocco}
}
