%0 Book Section %B Brookings-Wharton Papers on Financial Services, 2004 %D 2004 %T Extending the Theory to Meet the Practice of Insurance %A David M Cutler %A Richard Zeckhauser %E Robert Litan %E Richard Herring %B Brookings-Wharton Papers on Financial Services, 2004 %I Brookings Institution %C Washington DC %G eng