@article {606976,
	title = {Recent Changes to a Measure of U.S. Household Debt Service},
	journal = {Federal Reserve Bulletin},
	volume = {89},
	year = {2003},
	pages = {417-26},
	url = {https://www.federalreserve.gov/pubs/bulletin/2003/1003lead.pdf},
	author = {Karen E. Dynan and Kathleen Johnson and Karen Pence}
}
