@article {228386, title = {"Money Earlier or Later? Simple Heuristics Explain Intertemporal Choices Better Than Delay Discounting Does"}, journal = {Psychological Science}, volume = {26}, number = {6}, year = {2015}, pages = {826-833}, url = {http://pss.sagepub.com/content/26/6/826}, author = {Keith M. Marzilli Ericson and John Myles White and David Laibson and Jonathan D. Cohen} }