@article {27715,
	title = {"Plan Design and 401(k) Savings Outcomes"},
	journal = {National Tax Journal},
	volume = {57},
	number = {2},
	year = {2004},
	pages = {275-298},
	url = {http://www.nber.org/digest/oct04/w10486.html},
	author = {James Choi and David Laibson and Brigitte C. Madrian}
}
