%0 Journal Article %J Brookings Papers on Economic Activity %D 2009 %T "The Age of Reason: Financial Decisions over the Life-Cycle and Implications for Regulation" %A Sumit Agarwal %A John Driscoll %A Xavier Gabaix %A David Laibson %B Brookings Papers on Economic Activity %V 2009 %P 51-117 %G eng %N 2