@article {648156,
	title = {Optimal Life-Cycle Investing with Flexible Labor Supply: A Welfare Analysis of Life-Cycle Funds},
	journal = {American Economic Review: Papers and Proceedings},
	volume = {98},
	year = {2008},
	pages = {297-303},
	author = {Francisco Gomes and Laurence Kotlikoff and Luis Viceira}
}
