Publications

Working Paper
Bhattacharya, Jay, Kate Bundorf, Vilsa Curto, and Kosali Simon. In Preparation. “Moral Hazard among the Disabled: A Regression Discontinuity Approach”.
Curto, Vilsa, Anna Sinaiko, and Meredith Rosenthal. In Preparation. “Price, Spending, and Utilization Impacts of Vertical Integration in Massachusetts”.
Curto, Vilsa, Anna Sinaiko, and Meredith Rosenthal. In Preparation. “Trends in Vertical Integration among Health Care Providers in Massachusetts”.
Bhole, Monica, and Vilsa Curto. In Preparation. “Early ACA Medicaid Expansions: Impacts on Enrollment and Access”.
Curto, Vilsa. Submitted. “Pricing Regulations in Individual Health Insurance: Evidence from Medigap”. Curto_Pricing_Manuscript_2022.pdf Curto_Pricing_Appendix_2022.pdf
Journal Article
Curto, Vilsa, Liran Einav, Jonathan Levin, and Jay Bhattacharya. Forthcoming. “Can Health Insurance Competition Work? Evidence from Medicare Advantage”. Journal of Political Economy. Curto_Can_Manuscript_2020.pdf Curto_Can_Appendix_2019.pdf
Referenced in Testimony by Aviv Nevo and Testimony by Jonathan Orszag in U.S. and Plaintiff States v. Aetna Inc., and Humana Inc.
Curto, Vilsa, Liran Einav, Amy Finkelstein, Jonathan Levin, and Jay Bhattacharya. 2019. “Health Care Spending and Utilization in Public and Private Medicare”. American Economic Journal: Applied Economics 11 (2):1-31. Curto_Health_Manuscript_2019.pdf Curto_Health_Appendix_2019.pdf Curto_Health_Replication_2019.zip

Covered in The New York Times (August 7, 2017)

Curto, Vilsa, and Roland Fryer. 2014. “The Potential of Urban Boarding Schools for the Poor: Evidence from SEED”. Journal of Labor Economics 32 (1):65-93. Publisher's Version
Lusardi, Annamaria, Olivia S. Mitchell, and Vilsa Curto. 2014. “Financial Literacy and Financial Sophistication in the Older Population”. Journal of Pension Economics and Finance 13 (4):347-366. Publisher's Version
Lusardi, Annamaria, Olivia S. Mitchell, and Vilsa Curto. 2010. “Financial Literacy among the Young”. Journal of Consumer Affairs 44 (2):358-380. Publisher's Version
Book Chapter
Curto, Vilsa, Roland Fryer, and Meghan L. Howard. 2011. “It May Not Take a Village: Increasing Achievement among the Poor”. Pp. 483-506 in Whither Opportunity?: Rising Inequality, Schools, and Children's Life Chances, edited by Greg J. Duncan and Richard J. Murnane. New York: Russell Sage Foundation. Publisher's Version