@workingpaper {460286,
	title = {Learning in the Credit Card Market [Working Paper]},
	year = {2013},
	abstract = {Like rational agents, consumers learn, but like myopic agents, consumers respond to recent events more than events that occurred just a few months ago.},
	author = {Agarwal, S. and Driscoll, JC and X. Gabaix and Laibson, D}
}
