Journal Article
Mabel, Z. (Forthcoming). Aiding or Dissuading? The Effects of Reducing Lifetime Eligibility Limits for Need- based Aid on Bachelor’s Degree Attainment and Time to Completion. Research in Higher Education.Abstract

Little is known about the effects of need-based financial aid disbursed late into college and how students respond when they approach lifetime limits for receiving aid. I exploit changes to federal Pell Grant eligibility rules that reduced the lifetime availability for grant aid from 9 to 6 full-time-equivalent years to examine these questions. Using data from the University System of Georgia and a matched difference-in-differences research design, I compare student outcomes before versus after the rule change for Pell recipients affected and unaffected by the new policy. Risk of aid exhaustion due to the policy change led students to increase their academic effort, as measured by term-over-term re-enrollment and term credits attempted and earned.  I find weak evidence that the policy change accelerated time to completion and no evidence that it increased or decreased degree attainment overall. These findings indicate that aid disbursement policies and lifetime aid limits can impact the cost-effectiveness of aid expenditures and the efficiency of college degree production.

Aiding or Dissuading - Prepub Version - March 2020.pdf
Gurantz, O., Pender, M., Mabel, Z., Larson, C., & Bettinger, E. (2020). Virtual Advising for High-achieving High School Students. Economics of Education Review , 75 (April). Publisher's VersionAbstract
We examine whether virtual advising – college counseling using technology to communicate remotely – increases postsecondary enrollment in selective colleges. We test this approach using a sample of approximately 16,000 high-achieving, low- and middle-income students identified by the College Board and randomly assigned to receive virtual advising from the College Advising Corps. The offer of virtual advising had no impact on overall college enrollment, but increased enrollment in high graduation rate colleges by 2.7 percentage points (5%), with instrumental variable impacts on treated students of 6.1 percentage points.
Mabel, Z., Libassi, C. J., & Hurwitz, M. (2020). The Value of Using Early-Career Earnings Data in the College Scorecard to Guide College Choices. Economics of Education Review , 75 (April).Abstract
Policymakers are increasingly including early-career earnings data in consumer-facing college search tools to help students and families make more informed postsecondary education decisions. We offer new evidence on the degree to which existing college-specific earnings data equip consumers with useful information by documenting the level of selection bias in the earnings metrics reported in the U.S. Department of Education’s College Scorecard. Given growing interest in reporting earnings by college and major, we focus on the degree to which earnings differences across four-year colleges and universities can be explained by differences in major composition across institutions. We estimate that more than 70 percent of the variation in median earnings across institutions is explained by observable factors, and accounting for differences in major composition explains 20-30 percent of the variation in earnings over and above institutional selectivity and student composition. We also identify large variations in the distribution of earnings within colleges; as a result, comparisons of early-career earnings can be extremely sensitive to whether the median, 25th, or 75th percentiles are presented. Taken together, our findings indicate that consumers can easily draw misleading conclusions about institutional quality when using publicly available earnings data to compare institutions.
Pre-Publication Version (Dec 2019).pdf
Castleman, B. L., Long, B. T., & Mabel, Z. (2018). Can Financial Aid Help to Address the Growing Need for STEM Education? The Effects of Need-Based Grants on the Completion of Science, Technology, Engineering and Math Courses and Degrees. Journal of Policy Analysis and Management , 37 (1), 136-166. Publisher's Version FSAG STEM - Sep 2017.pdf
Mabel, Z., & Britton, T. A. (2018). Leaving Late: Understanding the Extent and Predictors of College Late Departure. Social Science Research , 69 (1), 34-51. Publisher's VersionAbstract
Research on college dropout has largely addressed early exit from school, even though a large share of students who do not earn degrees leave after their second year. In this paper, we offer new evidence on the scope of college late departure. Using administrative data from Florida and Ohio, we conduct an event history analysis of the dropout process as a function of credit attainment. Our results indicate that late departure is widespread, particularly at two- and open-admission four-year institutions. We estimate that 14 percent of all entrants to college and one-third of all dropouts completed at least three-quarters of the credits that are typically required to graduate before leaving without a degree. Our results also indicate that the probability of departure spikes as students near the finish line. Amidst considerable policy attention towards improving student outcomes in college, our findings point to promising new avenues for intervention to increase postsecondary attainment.
Leaving late - Aug 2017.pdf
Kahne, H., & Mabel, Z. (2010). Single Mothers and Other Low Earners: Policy Routes to Adequate Wages. Poverty & Public Policy , 2 (3), 113-49. single_mothers.pdf
Working Paper
Mabel, Z., & Pender, M. (Working Paper). Choosing a College: Evaluating the Relative Influence of Academic Fit versus Affordability on Financial Well-Being in Adulthood.Abstract

Many college-bound students face a tradeoff between attending a more academically selective or affordable institution. We link the universe of SAT-takers with their college enrollment records and financial information thirteen years after high school to examine which of these two factors more strongly predicts early-career financial well-being. Increasing quality of academic fit is associated with stronger financial well-being in adulthood, while college affordability is negatively correlated with annual income and less positively correlated with other outcomes, even after controlling for academic fit and institutional selectivity. These findings suggest that academic fit warrants more consideration than affordability for students who attend college to improve their financial circumstances, and policies that emphasize affordability over academic fit may harm students financially in the long run.

Academic fit vs Affordability - Oct 2019.pdf
Mabel, Z., Castleman, B. L., & Bettinger, E. P. (Working Paper). Finishing the Last Lap: Experimental Evidence on Strategies to Increase College Completion for Students at Risk of Late Departure. Finishing the Last Lap - Research Brief - Oct 2017.pdf Finishing the Last Lap - Working Paper - Feb 2019.pdf
Media Coverage: The Seattle Times